⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. · Read the law →
Graduate · $20,500/yr cap

Madonna University

Nursing (Master's)
Annual Funding Gap
$12,961
per year you must fund outside federal loans
$20,500
$12,961
Cap: $20,500/yrCOA: $33,461/yr
Smallest gapLargest gap
#27 of 140Master's programs (19th percentile)
Gap vs. median43% below the national Master's median of $22,541
National rank#27 of 140 Master's programs (lowest to highest gap)
COA vs. median$33,461 vs. $43,041 ($9,580 lower)

Cost of Attendance Breakdown

Annual Cost of Attendance$33,461
Tuition & Fees$19,821
Living Expenses$13,640
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$12,961
These numbers assume…
⚠ Full-time enrollment⚠ No scholarships or grants applied⚠ No prior federal debtSingle residency rate
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Cover Your $12,961 Gap

Madonna University Nursing students typically need $12,961 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.

Advertising Disclosure: We earn commissions from the lenders shown below when you take qualifying actions through our links. This compensation may influence lender placement. The cost-of-attendance data on this page is independently sourced and unaffected by these relationships. Full Disclosure
Our Pick
College Ave
Flexible repayment + law-specific grace periods
CHECK RATE ↗
on College Ave’s website
Min. Credit Score
Mid-600s
Fixed APR
2.84 – 15.99%
Variable APR
3.89 – 15.99%
Earnest
Skip-a-payment flexibility + no late fees
CHECK RATE ↗
on Earnest’s website
Min. Credit Score
Mid-600s
Fixed APR
3.43 – 14.83%
Variable APR
4.64 – 15.86%
SoFi
Member benefits + career coaching included
CHECK RATE ↗
on SoFi’s website
Min. Credit Score
Mid-600s
Fixed APR
3.49 – 15.26%
Variable APR
4.36 – 15.07%
Rates shown are illustrative, reflect autopay discounts, and are subject to change. Your actual rate depends on creditworthiness, cosigner status, loan amount, and repayment term. Most borrowers will not receive the lowest rate advertised. Variable rates may increase. Check lender sites for current rates and terms. Exhaust federal loan options before borrowing privately. Affiliate Disclosure

Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org

What This Means for You

Moderate gap — plan ahead

A $12,961/year gap adds up to $25,922 over the full 2-year program. This requires intentional planning but is manageable with the right strategy.

  • Contact the financial aid office — many schools offer institutional grants for students with demonstrated need
  • Look into graduate assistantships, which often include tuition waivers
  • Compare private loan options — rates vary significantly by lender and credit profile
  • Consider whether in-state residency (if applicable) would reduce your costs

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Frequently Asked Questions

What is the federal loan limit for Madonna University Nursing students?

Under the OBBBA (effective July 1, 2026), Madonna University Nursing students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Madonna University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Madonna University Nursing cost per year?

The total cost of attendance for Madonna University Nursing is $33,461 per year. Over the full 2-year program, the total cost is $66,922.

What is the funding gap for Madonna University Nursing?

The annual funding gap is $12,961, calculated as the difference between the total cost of attendance ($33,461) and the federal loan cap ($20,500). Over the full 2-year program, the total gap is $25,922. This is below the national median of $22,541 for Nursing (Masters) programs.

Is Madonna University Nursing classified as graduate or professional?

Madonna University Nursing (Master's) is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.

Sources & Methodology

Data Sources

  • Cost of attendance: Sourced from Madonna University’s official tuition and fees page for the 2025–2026 academic year.
  • Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
  • IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 170806.
  • Program classification: Master's is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.

Methodology

  • Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
  • Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
  • Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
  • Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.

Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.

A student at Madonna University Nursing faces an annual funding gap of $12,961 based on a cost of attendance of $33,461 minus the federal graduate loan cap of $20,500. Over 2 years, the total funding gap is $25,922. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.