⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Stony Brook UniversityNursing Doctorate (DNP)

Annual Funding Gap$37,176$111,528 over 3 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $57,676/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Stony Brook University studying Nursing Doctorate (DNP) face a maximum federal Direct Loan cap of $20,500 per year.

The annual cost of attendance is $57,676, resulting in a $37,176 gap each year ($111,528 total over 3 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$57,676
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$37,176
Total Funding Gap (3 years)$111,528

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$49,180
Annual Gap$28,680

Out-of-State (Non-Resident)

Total COA$57,676
Annual Gap$37,176

Out-of-state students face a $8,496 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Stony Brook University Nursing Doctorate (DNP) students typically need $111,528 in private loans over 3 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Stony Brook University Nursing Doctorate (DNP) students?

Under the OBBBA (effective July 1, 2026), Stony Brook University Nursing Doctorate (DNP) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Stony Brook University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Stony Brook University Nursing Doctorate (DNP) cost per year?

The total cost of attendance for Stony Brook University Nursing Doctorate (DNP) is $57,676 per year. Over the full 3-year program, the total cost is $173,028.

What is the funding gap for Stony Brook University Nursing Doctorate (DNP)?

The annual funding gap is $37,176, calculated as the difference between the total cost of attendance ($57,676) and the federal loan cap ($20,500). Over the full 3-year program, the total gap is $111,528. This is above the national median of $20,337 for Nursing (DNP) programs.