⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. · Read the law →
Graduate · $20,500/yr cap

University at Buffalo

Audiology
Annual Funding Gap
$31,622
per year you must fund outside federal loans
$20,500
$31,622
Cap: $20,500/yrCOA: $52,122/yr
Smallest gapLargest gap
#12 of 24AuD programs (50th percentile)
Gap vs. median3% below the national AuD median of $32,676
National rank#12 of 24 AuD programs (lowest to highest gap)
COA vs. median$52,122 vs. $53,176 ($1,054 lower)

Cost of Attendance Breakdown

Annual Cost of Attendance$52,122
Tuition & Fees$28,808
Living Expenses$23,314
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$31,622
These numbers assume…
⚠ Full-time enrollment⚠ No scholarships or grants applied⚠ No prior federal debtOut-of-state residency
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Cover Your $31,622 Gap

University at Buffalo Audiology students typically need $31,622 in private loans per year to bridge the gap between federal aid and cost of attendance. Pre-qualify with a soft credit check — no impact to your score.

Advertising Disclosure: We earn commissions from the lenders shown below when you take qualifying actions through our links. This compensation may influence lender placement. The cost-of-attendance data on this page is independently sourced and unaffected by these relationships. Full Disclosure
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Fixed APR
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SoFi
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Mid-600s
Fixed APR
3.49 – 15.26%
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4.36 – 15.07%
Rates shown are illustrative, reflect autopay discounts, and are subject to change. Your actual rate depends on creditworthiness, cosigner status, loan amount, and repayment term. Most borrowers will not receive the lowest rate advertised. Variable rates may increase. Check lender sites for current rates and terms. Exhaust federal loan options before borrowing privately. Affiliate Disclosure

Based on our analysis of 7,333 programs at 1,861 universities · thefundinggap.org

What This Means for You

Large gap — private loans likely required

At $31,622/year ($126,487 over the full 4-year program), the funding gap for University at Buffalo Audiology is substantial. Most students in this situation use a combination of private loans, institutional aid, and personal resources.

  • Shop private loans carefully — a cosigner can significantly reduce your rate
  • Ask University at Buffalo about institutional scholarships, especially merit-based awards
  • Consider whether a funded alternative (research/teaching assistantship) exists in your field
  • File FAFSA early to maximize eligibility for any need-based institutional aid

In-State vs. Out-of-State

In-State (Resident)

Cost of Attendance$38,058/yr
Funding Gap$17,558/yr
Total Gap (4yr)$70,231

Out-of-State (Non-Resident)

Cost of Attendance$52,122/yr
Funding Gap$31,622/yr
Total Gap (4yr)$126,487

Out-of-state students face a $14,064 larger gap per year due to non-resident tuition surcharges.

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Frequently Asked Questions

What is the federal loan limit for University at Buffalo Audiology students?

Under the OBBBA (effective July 1, 2026), University at Buffalo Audiology students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for University at Buffalo?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does University at Buffalo Audiology cost per year?

The total cost of attendance for University at Buffalo Audiology is $52,122 per year. Over the full 4-year program, the total cost is $208,487.

What is the funding gap for University at Buffalo Audiology?

The annual funding gap is $31,622, calculated as the difference between the total cost of attendance ($52,122) and the federal loan cap ($20,500). Over the full 4-year program, the total gap is $126,487. This is close to the national median of $32,676 for Audiology (AuD) programs.

Is University at Buffalo Audiology classified as graduate or professional?

University at Buffalo Audiology is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.

Sources & Methodology

Data Sources

  • Cost of attendance: Sourced from University at Buffalo’s official tuition and fees page for the 2025–2026 academic year.
  • Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
  • IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 196088.
  • Program classification: AuD is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.

Methodology

  • Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
  • Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
  • Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
  • Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.

Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.

A non-resident student at University at Buffalo Audiology faces an annual funding gap of $31,622 based on a cost of attendance of $52,122 minus the federal graduate loan cap of $20,500. Over 4 years, the total funding gap is $126,487. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.