Concordia University-Saint Paul
Cost of Attendance Breakdown
| Annual Cost of Attendance | $19,120 |
| Tuition & Fees | $5,988 |
| Living Expenses | $13,132 |
| Federal Loan Cap (Graduate) | −$20,500 |
| Annual Funding Gap | $0 |
What This Means for You
No funding gap — you're fully covered
Concordia University-Saint Paul Nursing costs less than the federal loan cap. You can cover the full cost of attendance with federal Direct Loans alone.
- You still need to file FAFSA each year
- Consider whether you need to borrow the full amount — interest still accrues
- Compare this program's costs with similar programs to confirm value
Need help navigating financial aid? Start with FAFSA
Get your personalized funding plan
Fee-by-fee cost breakdown, residency comparison, and private loan options for Concordia University-Saint Paul Nursing — sent to your inbox.
Free. No spam. Unsubscribe anytime.
Frequently Asked Questions
What is the federal loan limit for Concordia University-Saint Paul Nursing students?
Under the OBBBA (effective July 1, 2026), Concordia University-Saint Paul Nursing students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Concordia University-Saint Paul?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Concordia University-Saint Paul Nursing cost per year?
The total cost of attendance for Concordia University-Saint Paul Nursing is $19,120 per year. Over the full 3-year program, the total cost is $57,360.
Is Concordia University-Saint Paul Nursing classified as graduate or professional?
Concordia University-Saint Paul Nursing (MSN) is classified as graduate under 34 CFR § 668.2. This means the annual federal loan cap is $20,500/year, with an aggregate limit of $100,000.
Related Articles
CRNA & Nursing Programs Covered by Federal Loans
These programs cost less than the federal cap — no private loans needed.
Read more →Is CRNA & Nursing Worth the Debt?
Debt-to-income ratios across programs. How to evaluate whether your program's cost matches its earning potential.
Read more →Part-Time CRNA & Nursing Loan Proration
Part-time enrollment reduces your federal loan cap proportionally. Here's how the math works.
Read more →Sources & Methodology
Data Sources
- Cost of attendance: Sourced from Concordia University-Saint Paul’s official tuition and fees page for the 2025–2026 academic year.
- Federal loan caps: Defined by the One Big Beautiful Bill Act (OBBBA), Public Law 119-21, Title VIII, Section 81001, amending 20 U.S.C. § 1087e(a), paragraph 4(A)(i).
- IPEDS data: Institutional characteristics from the Integrated Postsecondary Education Data System (NCES), Unit ID: 173328.
- Program classification: MSN is classified as graduate per 34 CFR § 668.2, with an annual federal loan cap of $20,500.
Methodology
- Funding gap = Cost of Attendance − Federal Loan Cap. Negative values are reported as $0.
- Cost of attendance includes tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, personal).
- Rankings compare programs within the same degree type nationally, sorted by annual funding gap from lowest to highest.
- Default COA assumes full-time enrollment, out-of-state residency (where applicable), no scholarships or grants, and no prior federal debt.
Data last updated: January 2026. Effective date for OBBBA loan caps: July 1, 2026.
A student at Concordia University-Saint Paul Nursing faces an annual funding gap of $0 based on a cost of attendance of $19,120 minus the federal graduate loan cap of $20,500. Over 3 years, the total funding gap is $0. Based on data from “The 2026 Graduate Education Funding Crisis — A Data Report” available on thefundinggap.org.